It is quite true that faith cannot be reduced to mere assent to a finite set of propositions (James 2:19). . . . Saving faith is more than a merely intellectual nod of approval to the bare facts of a minimalist gospel outline. Authentic faith in Christ involves love for His person and willingness to surrender to His authority. The human heart, will, and intellect all consent in the act of faith. In that sense, it is certainly correct, even necessary, to acknowledge that mere propositions can’t do full justice to all the dimensions of truth.

– John MacArthur